Insurance
In preparation for attending Brescia University, you are encouraged to secure health insurance. The U.S. does not have universal healthcare. All costs of health care are paid by the patient. Medical services in the U.S. can be expensive, and a trip to the emergency room or hospitalization can result in large bills for uninsured or under-insured individuals.
All insurance policies are different in their coverage, costs, and the percentage of medical costs that will be reimbursed. Compare policies before purchasing one. Below is a guide to a few terms you will as you review policies.
Premium: the amount you pay to buy the policy.
Deductible: the amount of money that you must pay for your health services; it can be a specific amount or a percentage of the cost of the medical bill.
Basic medical benefits: the maximum amount of money that a policy will pay to you for whatever basic medical services are covered by the policy; a policy does not necessarily cover all medical services.
Major medical benefits: supplemental programs that you can purchase for an additional cost to cover the expenses of major medical emergencies that will go beyond the maximum amount covered in the basic medical benefits.
Pre-existing condition: conditions that existed a certain number of months or years before the policy was purchased.
Student athletes should verify the insurance they purchase covers sports-related injuries. Questions regarding insurance and Athletics should be directed to the Athletic Director.
Medical Access
Undergraduate students taking classes on campus have access to a healthcare platform at no additional cost. Brescia University partners with Uwill to offer telehealth and virtual counseling services to students. Undergraduate Students attending classes on campus have access to telehealth and virtual counseling at no additional cost. Graduate and Online students who are interested in accessing this service should contact Student Affairs via [email protected] to learn more.
Not all medical needs will be met through the online platform. Students may need to see a healthcare provider in person and see if other diagnostics are necessary. Owensboro has many options to receive quality medical care. While Brescia University does not endorse one specific practice, below are resources that can be used in identifying health practitioners.